state farm

Anyone who’s ever survived a severe weather storm or natural disaster knows that the damage to home and property can be overwhelming, emotionally and financially. Although it is impossible to know exactly when a disaster will strike, State Farm wants you to be prepared and quickly recover from the unexpected. Your ability to weather the storm may depend on the measures you take today. As the largest property insurer in the nation, State Farm has been helping families manage the risks of everyday life since 1922.

Understanding what you can do now before a storm or disaster strikes will make your recovery easier and hopefully less stressful.

When I moved to Colorado, I learned that this beautiful state has a high risk for hail. I was not too happy to find out that bit of information because I live in an apartment without a garage or carport. Whenever it started to look overcast, I prayed that we would not get hail. Hail damage, although it might not look as bad as damage from a fender bender, can total your car! Getting all those little dents out is really expensive I guess. Hail causes about $1 billion dollars in damage to property and crops each year, according to the National Oceanic and Atmospheric Administration (NOAA).

state farm hail

Hail can occur in any strong thunderstorm, which means hail is a threat everywhere. When it hits, it can shred roof coverings and lead to water damage to your ceilings, walls, floors, appliances and personal possessions. Knowing which roof coverings resist impact well can save you lots of trouble and money.

The National Roofing Contractors Association (NRCA) believes that the most effective way to achieve long-term roof system performance is for the building owner to have a formal, long-term relationship with a professional roofing contractor.

Report any property damage to your insurance agent or company representative immediately after a severe weather event or other natural disaster and make temporary repairs to prevent further damage. For information about filing an insurance claim after a natural disaster, contact your insurance agent or insurance company.

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