Energy-efficiency is a bit of a buzzword nowadays. We all want to help the environment, but we also want to save money. So, cutting down on your energy use is the best way to tick both of these things off your list of goals! When it comes to being energy-efficient, we all start thinking about …
Pixabay CC0 License Frugal living is an excellent way of increasing your self-sufficiency, focusing on the things in life which are most significant and meaningful to you, and avoiding the various consumer traps that we are all prone to falling into in the advertising-driven atmosphere we all find ourselves in. Of course, the point of …
Taking out a traditional mortgage on your home might hurt you more than it helps you when you retire. You have to consistently make payments toward the mortgage balance, which means you have an extra ongoing bill to pay. A reverse mortgage works in a different way and is specifically designed to ease retirement-related financial …
In March of this year the US economy hit a serious milestone by reaching a 10 year mark on the current bull market, officially making it the longest running bull market the country has ever celebrated. While the economic crisis prior to this run seems to be in distant memory, is it time to start …
When you’re young, it can be hard to think about all the things you can do now to set yourself up and make your life more comfortable when you get older. It is always something that is in the back of your mind, but you continue with your life thinking you have plenty of time. …
Wouldn’t you love to sit back, sip a mai tai, knowing all your financial problems have been taken care of? This is the dream most people have –to be financially independent and not to worry when your next cheque will come in. Unfortunately, the reality is quite different. Unless you have a revolutionary business idea …
An early retirement seems like a dream. You get to relax a little sooner, remove yourself from the rat race a little faster, and spend more time doing what you love. And most importantly, you will get to spend time with your partner, children, and grandchildren. If you’re aiming to retire early, you might be …
Oops! Looks like you’ve accidentally stumbled into a deep, dark financial hole. That’s not a fun place to be—very dirty down there with lots of bugs and mud. You might have wound up down here for a variety of reasons; maybe you had a huge expense that threw your finances into chaos; maybe you got …
Many people believe that living paycheck to paycheck means saving is impossible. But it doesn’t have to be. Learn how to break the cycle here. Are you living paycheck to paycheck? If so, don’t feel bad, 80% of America is right there with you. However, just because something is commonplace, it doesn’t mean it’s right. …
Living frugally isn’t always easy, but it is possible when it’s your only option. The upside to money being tight is that you have the power to not only thrive in your situation but to turn it around for the better over time. Remain positive so that you can think clearly and focus on problem …