Photo by maitree rimthong from Pexels No matter if you are saving for a big event such as a new home, breast augmentation surgeons, a wedding, or if you just want to put aside a little extra for a rainy day, saving can be hard. This is why it is a good idea to do …
We all know by now the value of a decent savings pot. Even if we don’t have our eye on a particular prize, more of us than ever are now getting used to setting aside as much as 20% of our monthly income to build up our rainy day funds. This is fantastic news, but …
Achieving a financial goal may be challenging for some people not because they lack money, but because they don’t know any saving strategies. A lot of people don’t know how to do it right. All they know is to drop some coins in their piggy banks. While that may do, it’s not be the best …
Image Credit Are you always in financial trouble because of not saving? You can break this bad habit and start saving whenever you have a chance to. After you have adopted a saving culture, you will notice some improvement in different aspects of your life. Ability To Handle Financial Emergencies No matter how well you …
After the joy of the holidays wears off, your bank account might not look as… festive as usual. Don’t worry, the New Year is a great time to get back on track after your holiday spending spree (we get it, you needed to buy matching pajamas for your whole family to Zoom in). The key …
https://unsplash.com/photos/MJAoiige14E In many ways, frugality and safety go hand in hand. Spending your entire paycheck as soon as it comes through means you may not have enough cash to get you through the month, and this means you could face eviction, struggle to eat, and even lose your job if you can’t get to work. …
If you’re trying to optimise your expenses, you’re probably tired of the same regurgitated “don’t buy that £5 cup of coffee every day on your way to work”, which are so obviously out of touch with the reality of most people’s lives. If you’re looking for some more viable opportunities to save money, you should …
Buying a property is different from practically any other purchase you make in your life. Usually, the process is pretty cut and dry. You hand over the cash, and, in return, you get the goods and services. Not so when it comes to property purchases. Here it’s not just a matter of buying something on …
Have you ever been bummed out when you read the bills dropped in your mail? Those bills that make you why you still have a printer at home or if a dishwasher is really necessary? Funny thing is, it’s only when we are low on cash that we recollect how we spent money and how …
Whether you are buying for a partner or a family member, gift-giving can be a minefield or high expectations and social etiquette. This can make gift-giving an extremely difficult experience when you do not have a large cash flow, especially around big seasonal events, such as Christmas. To make sure that you can still make …